Kiva

People To Lend To-

1 Potential Recipient URL:http://www.kiva.org/lend/348046 Name:Edgar Country:Armenia Type of Loan: Agriculture | Farming

Criteria

1. Risk

Borrower (Credit history/Personal character): He has a great credit history and has never missed a payment.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): Very low field partner risk. With zero percent for both rates.

Country Risk (Economic, Political, Natural Disaster): There seems to be no high risk for any of those.

2. Business Plan - [|Small Business Start Ups]

Potential for success: This man has a high potential for success since he has finished school. Also he has his whole family helping him.

Potential for sustainability: He will be sustainable since he has been doing this for 6 years, so he knows what hes doing.

Potential for regional economic benefit: The region will benefit because he will be selling the meat to people.

3. Borrower

Perceived level of need: The level of need is not extremely high, but I think a lot of people could benefit from this loan.

Financial responsibilities/commitments of individual: Edgar has asked for a $2,675 loan. And he would pay it off in 32 months. I don't think he will have a problem with thi s since he has great credit history. Also he has never missed a payment before.

4. Summary I think Edgar is a great candidate for the loan since he is trustworthy and smart.

2 Potential Recipient URL:http://www.kiva.org/lend/349794 Name:Lkhagvadorj Ragchaa Country:Monoglia Type of Loan: Construction | Carpentry

Criteria

1. Risk

Borrower (Credit history/Personal character): The credit history is unknown, but he seems like a trustworthy person.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): This is a very good field partner there seems to be no risk at all.

Country Risk (Economic, Political, Natural Disaster): Mongolia seems to be doing fine in those 3 categories.

2. Business Plan - [|Small Business Start Ups]

Potential for success:This man sounds like he has a high potential for success since he has lots of experience and valued costumers.

Potential for sustainability: He sounds like he already sustainable but he just needs more space and tools.

Potential for regional economic benefit:The region will benefit from the nice furniture.

3. Borrower

Perceived level of need: Not a high level of need but I think this man is very hard working and will go far.

Financial responsibilities/commitments of individual: Lkhagvadorj Ragchaa is asking for $2,250 dollars which he will pay off in 20 months.

4. Summary I think he is good candidate since he knows what hes doing and has lots valued costumers. Also he seems intelligent and trustworthy.